Skills & Expertise
Overview of Saroj Kumar Sah’s professional capabilities, certifications, and core expertise in banking and financial management
🏦
6+
Years in Banking
📚
25+
Trainings & Workshops
🤝
500+
Customers Served
✅
95%
Branch Targets Achieved
Core Banking System Operations
95%Credit Proposal Writing
92%Collateral Mortgage & Documentation
90%Credit Risk Evaluation
88%NRB & In-House Reporting
86%MS Office (Excel/Word/PowerPoint)
93%Loan Appraisal & Disbursement
94%Deposit & Profit Target Achievement
92%Portfolio Quality Management
91%Credit Underwriting
89%Microfinance Operations
93%Recovery Management
90%Financial Risk & Compliance
87%Branch Operations Management
93%Customer Relationship Management
95%Public Relations & Marketing
90%Team Collaboration & Leadership
89%Business Growth Planning
91%Communication & Interpersonal Skills
95%Analytical Thinking
92%Adaptability & Flexibility
90%Confidentiality & Integrity
93%Multitasking & Time Management
89%Teamwork & Collaboration
91%Professional Trainings & Certifications
🏦
2023
Credit Appraisal Training
Muktinath Bikas Bank Ltd.
⚙️
2023
Operation Risk Management
Muktinath Bikas Bank Ltd.
🛡️
2023
AML, CFT & KYC
Muktinath Bikas Bank Ltd.
💼
2023
Credit Underwriting & Management
Muktinath Bikas Bank Ltd.
💰
2023
Recovery Management on Micro-Banking
Muktinath Bikas Bank Ltd.
📊
2023
Comprehensive Risk Management Practices
Muktinath Bikas Bank Ltd.
📘
2022
Micro Finance Management
Astasiddhi Consultancy Pvt. Ltd.
📈
2023
Portfolio Quality Management
Muktinath Bikas Bank Ltd.
Tools & Technologies
💻
Banking Core Software
🧮
MS Office Suite
📂
Credit Information Center (CICL)
📡
NRB Credit Reporting System
☁️
Google Workspace
📊
MIS & Internal Reporting Tools
✉️
Email Communication Platforms
📱
Digital Marketing Tools
Language Proficiency
Nepali
Fluent
Hindi
Fluent
English
Good
Core Competencies
🎯
Branch Operations
- • Daily operational supervision
- • Target-based performance
- • Compliance monitoring
- • Customer service excellence
💡
Credit & Risk Management
- • Credit proposal & analysis
- • Risk mitigation planning
- • Portfolio monitoring
- • Recovery strategies
🤝
Customer Relations
- • Relationship building
- • Trust-based engagement
- • Market outreach
- • Service improvement